TMBThanachart Bank Public Company Limited 2) Interbank and money market As of 31 December 2021, Net interbank and money market item decreased by 24.8% YTD to THB158,873 million, due mainly to liquidity management. 3) Investment Under TFRS9, investment items are classified into 3 categories; fair value to profit and loss (FVTPL), fair value to other comprehensive income (FVOCI) and measured at amortized cost. As of 31 December 2021, investments were classified as follows: Figure 14: Net Investment (THB million) 31 Dec 2021 31 Dec 2020 Financial assets measured at FVTPL 1,421 3,788 Investments in debt securities measured at amortized cost - 621 Investments in debt securities measured at FVOCI 177,339 132,213 Investments in equity securities measured at FVOCI 2,890** 1,517 Net Investment* 180,229 134,351 Total Investment 181,650 138,139 Note: Consolidated financial statements * Net investments comprised of investments measured at amortised cost and measured at FVOCI ** Included 10% share acquisition in Thanachart Insurance PCL and Thanachart Securities PCL Coverage ratio Coverage ratio on consolidated basis was recorded at 129%, slightly decreased from 132% as of Dec-20. The Bank consistently maintained coverage ratio at prudent level. Figure 13: Coverage ratio FY2019 FY2020 FY2021 120% 131% 129% Note: Consolidated financial statements 138
RkJQdWJsaXNoZXIy ODEyMzQ3