Form 56-1 One Report 2021 3) Interbank and money market Net interbank and money market item increased by 11.9% YTD to THB84,966 million, mainly due to the Bank’s liquidity management. Shareholder’s equity As of 31 December 2021, the consolidated equity was THB210,836 million which rose by 3.0% YTD mainly due to the accumulation of the net profit, offsetting the dividend payment. 4.3 Capital adequacy At the end of December 2021, Capital Adequacy Ratio (CAR), Tier 1 ratio and CET1 ratio of the Bank under Basel III calculation were 19.3%, 15.3% and 14.4% respectively. The Bank has maintained the robust capital well above the Bank of Thailand’s minimum requirement of 11.0%, 8.5% and 7.0% of CAR, Tier 1 and CET 1 capital ratio, respectively. (For the disclosure of full details of capital under BASEL III, please visit investor relations webpage at www.ttbbank.com/en/ir) Figure 17: Capital adequacy CAR Tier 1 CET1 FY2019 FY2019 FY2019 FY2020 FY2020 FY2020 FY2021 FY2021 FY2021 19.0% 19.6% 19.3% 15.3% 15.5% 14.6% 13.6% 14.4% 14.4% 11.0% 11.0% 11.0% 7.0% 7.0% 7.0% 8.5% 8.5% 8.5% Capital Adequacy Ratio (CAR) Tier 1 Ratio CET 1 Ratio BOT’s Minimum Requirement BOT’s Minimum Requirement BOT’s Minimum Requirement Note: Consolidated financial statements 141
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