TMBThanachart Bank Public Company Limited and its Subsidiaries (Formerly TMB Bank Public Company Limited and its Subsidiaries) Notes to the financial statements For the year ended 31 December 2021 77 15 Loans to customers and accrued interest receivables, net 15.1 Classified by loan type Consolidated Bank only 2021 2020 2021 2020 (in million Baht) Overdrafts 98,656 112,862 98,656 91,511 Loans 679,161 657,615 678,408 441,128 Bills 198,375 216,044 198,375 187,188 Hire purchase receivables 394,867 404,855 394,867 - Finance lease receivables 997 1,268 997 - Others 259 281 259 135 Total loans to customers 1,372,315 1,392,925 1,371,562 719,962 Add accrued interest receivables and undue interest income* 7,369 7,522 7,369 5,144 Total loans to customers and accrued interest receivables 1,379,684 1,400,447 1,378,931 725,106 Less allowances for expected credit loss (54,472) (51,967) (54,452) (31,331) Total loans to customers and accrued interest receivables - net 1,325,212 1,348,480 1,324,479 693,775 * Accrued interest receivables and undue interest income of non-performing loans to customers presented net amount after allowances for expected credit loss. 15.2 Classified by currency and residency of debtors Consolidated 2021 2020 Domestic Foreign Total Domestic Foreign Total (in million Baht) Baht 1,331,542 6,880 1,338,422 1,369,088 3,298 1,372,386 US Dollars 25,991 6,477 32,468 14,091 4,606 18,697 Other currencies 1,061 364 1,425 1,154 688 1,842 Total* 1,358,594 13,721 1,372,315 1,384,333 8,592 1,392,925 Bank only 2021 2020 Domestic Foreign Total Domestic Foreign Total (in million Baht) Baht 1,330,789 6,880 1,337,669 699,232 3,298 702,530 US Dollars 25,991 6,477 32,468 12,474 3,856 16,330 Other currencies 1,061 364 1,425 1,102 - 1,102 Total* 1,357,841 13,721 1,371,562 712,808 7,154 719,962 * Loans to customers net of deferred revenue. 321 Form 56-1 One Report 2021
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