TMBThanachart Bank Public Company Limited and its Subsidiaries (Formerly TMB Bank Public Company Limited and its Subsidiaries) Notes to the financial statements For the year ended 31 December 2021 78 15.3 Classified by stage Consolidated Bank only 2021 2020 2021 2020 (in million Baht) Loans to customers and accrued interest receivables* Stage 1 (Performing) 1,224,662 1,237,638 1,224,661 642,301 Stage 2 (Under-performing) 112,530 122,135 112,530 60,347 Stage 3 (Non-performing) 42,492 40,674 41,740 22,458 Total 1,379,684 1,400,447 1,378,931 725,106 * Total loans to customers and accrued interest receivables in note 15.1 15.4 Non-performing loans As at 31 December 2021 and 2020, the Bank and its subsidiaries’ NPLs (including interbank and money market items) were summarised as follows: 2021 TMBThanachart Phahonyothin Bank Public Asset Company Management Limited Co., Ltd. Elimination Consolidated NPLs (principal) NPLs (in million Baht) 41,369 1,454 (702) 42,121 Total loans (in million Baht) 1,499,290 1,454 (702) 1,500,042 Percentage of NPLs (%) 2.76 100.00 2.81 2020 TMBThanachart Phahonyothin Thanachart Bank Public Asset Bank Public Company Management Company Limited Co., Ltd. Limited Elimination Consolidated NPLs (principal) NPLs (in million Baht) 22,005 29 17,559 - 39,593 Total loans (in million Baht) 923,021 29 713,846 (56,000) 1,580,896 Percentage of NPLs (%) 2.38 100.00 2.46 2.50 For the year ended 31 December 2021 and 2020, the Bank and its subsidiaries sold non-performing loans, with principal totalling approximately Baht 10,103 million and Baht 10,000 million, respectively (Bank only: approximately Baht 10,103 million and Baht 9,424 million, respectively), to asset management companies. The selling price in excess of the carrying amount of those non-performing loans was presented as a deduction from “Expected credit loss” in the statement of profit or loss and other comprehensive income for the year ended 31 December 2021 and 2020, respectively. 322 TMBThanachart Bank Public Company Limited
RkJQdWJsaXNoZXIy ODEyMzQ3