ttb 56-1 One Report 2021 (EN)

TMBThanachart Bank Public Company Limited and its Subsidiaries (Formerly TMB Bank Public Company Limited and its Subsidiaries) Notes to the financial statements For the year ended 31 December 2021 106 Bank only 2021 Change (+) in assumption Post-employment benefit obligations increase (decrease) Change (-) in assumption Post-employment benefit obligations increase (decrease) (in million Baht) (in million Baht) Discount rate +1% (327) -1% 375 Future salary growth +1% 359 -1% (319) Turnover rate +1% (344) -1% 225 Future mortality +1 year 18 -1 year (18) Bank only 2020 Change (+) in assumption Post-employment benefit obligations increase (decrease) Change (-) in assumption Post-employment benefit obligations increase (decrease) (in million Baht) (in million Baht) Discount rate +1% (214) -1% 246 Future salary growth +1% 234 -1% (209) Turnover rate +1% (225) -1% 145 Future mortality +1 year 12 -1 year (12) Although the analysis does not take account of the full distribution of cash flows expected under the plan, it does provide an approximation of the sensitivity of the assumptions shown. 26 Provisions for other liabilities The movement in provision for other liabilities during the year was as follows: Consolidated Allowance for expected Commitment from loss of credit letters of commitments guarantee issued, and financial avals and other Obligation for guarantee guarantees litigation cases contracts Others Total (note 35.2) (in million Baht) Beginning balance 127 854 1,489 536 3,006 Provisions increase (decrease) 12 (71) 114 137 192 Paid during the year (7) (45) - (326) (378) At 31 December 2020 132 738 1,603 347 2,820 Reclassified after Entire Business Transfer (150) 82 148 (80) - Provision increase (decrease) 18 5 (413) 104 (286) Paid during the year - (253) - (255) (508) At 31 December 2021 - 572 1,338 116 2,026 350 TMBThanachart Bank Public Company Limited

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