TMBThanachart Bank Public Company Limited and its Subsidiaries (Formerly TMB Bank Public Company Limited and its Subsidiaries) Notes to the financial statements For the year ended 31 December 2021 124 For the year ended 31 December 2020 Consolidated Net interest income Net noninterest income Operating expenses Expected credit loss (in million Baht) Segment reporting 53,805 15,544 (32,000) (25,011) Expected credit loss - - (180) 180 Others - (3) 3 - Consolidated financial statements 53,805 15,541 (32,177) (24,831) Consolidated 2021 Commercial Banking Retail Banking Other segments Elimination Total (in million Baht) Loan to customers 529,960 803,337 39,720 (702) 1,372,315 Deposits 367,072 976,657 - (4,534) 1,339,195 Consolidated 2020 Commercial Banking Retail Banking Other segments Elimination Total (in million Baht) Loan to customers 524,476 838,624 24,814 5,011 1,392,925 Deposits 195,494 1,178,140 - (226) 1,373,408 38 Financial position and results of operations classified by domestic and foreign business 38.1 As at 31 December 2021 and 2020, the financial position classified by domestic and foreign business was as follows: Consolidated 2021 2020 Domestic Foreign Domestic Foreign business business Total business business Total (in million Baht) Total assets 1,758,817 364 1,759,181 1,807,914 418 1,808,332 Interbank and money market items, net (assets) 158,534 339 158,873 210,809 376 211,185 Financial assets measured at fair value through profit or loss 1,421 - 1,421 3,788 - 3,788 Investments, net 180,229 - 180,229 134,351 - 134,351 Investments in subsidiaries and associates, net 8,620 - 8,620 8,599 - 8,599 Loans to customers and accrued interest receivables, net 1,325,212 - 1,325,212 1,348,480 - 1,348,480 Deposits 1,339,195 - 1,339,195 1,373,405 3 1,373,408 Interbank and money market items (liabilities) 84,966 - 84,966 75,909 - 75,909 Debts issued and borrowings, net 55,031 13,367 68,398 69,441 19,524 88,965 368 TMBThanachart Bank Public Company Limited
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