ttb 56-1 One Report 2021 (EN)

TMBThanachart Bank Public Company Limited and its Subsidiaries (Formerly TMB Bank Public Company Limited and its Subsidiaries) Notes to the financial statements For the year ended 31 December 2021 126 39 Interest income Consolidated Bank only For the year ended 31 December 2021 2020 2021 2020 (in million Baht) Interbank and money market items 1,060 1,922 1,214 1,449 Investments and trading transactions 66 109 56 77 Investments in debt securities 1,247 1,920 949 737 Loans to customers 39,827 45,633 33,517 29,635 Hire purchase and finance leases 22,034 22,734 10,819 - Others 5 2 5 2 Total 64,239 72,320 46,560 31,900 40 Interest expenses Consolidated Bank only For the year ended 31 December 2021 2020 2021 2020 (in million Baht) Deposits 7,158 11,553 5,877 5,274 Interbank and money market items 276 538 248 356 Contribution to Deposits Protection Agency and BoT 3,240 3,445 2,596 1,797 Debt issued - Debentures and subordinated debentures 1,948 1,976 1,934 1,918 - Others 562 951 562 869 Borrowings 33 38 33 38 Others 22 14 234 14 Total 13,239 18,515 11,484 10,266 41 Net fees and service income Consolidated Bank only For the year ended 31 December 2021 2020 2021 2020 (in million Baht) Fees and service income - Acceptance, avals and guarantees 587 566 526 455 - ATM, Debit card, Credit card and other banking electronic 3,881 4,204 3,283 2,607 - Funds and Bancassurance 8,292 8,603 7,229 5,439 - Others 2,430 2,766 2,015 1,905 Total 15,190 16,139 13,053 10,406 Fees and service expenses - ATM, Debit card, Credit card and other banking electronic (2,740) (3,360) (2,242) (2,137) - Others (1,202) (1,431) (729) (688) Total (3,942) (4,791) (2,971) (2,825) Net 11,248 11,348 10,082 7,581 370 TMBThanachart Bank Public Company Limited

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